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Property Division Guidelines

Understand how property is typically divided in your state

These are guidelines, not legal advice. Every divorce is unique, and you and your spouse can agree to divide property differently than these guidelines suggest. Courts also have discretion based on your specific circumstances.

The Three Property Division Systems

Community Property (9 states)

AZ, CA, ID, LA, NV, NM, TX, WA, WI

Property acquired during marriage is owned 50/50 by both spouses, regardless of whose name is on it. Pre-marital property and inheritances are typically separate.

Equitable Distribution (majority of states)

Property is divided "equitably" (fairly) — not necessarily equally. Courts consider factors like marriage length, each spouse's contributions, and future needs. Pre-marital property is usually protected.

All-Property / Hotchpot (3 states)

CT, MA, IN

Courts can divide ANY property owned by either spouse — including pre-marital assets, inheritances, and gifts. Nothing is automatically protected.

Key Terms to Know

Marital Property

Assets acquired during the marriage, typically subject to division.

Separate Property

Assets owned before marriage, or received as gifts/inheritance to one spouse.

Commingling

Mixing separate property with marital property (e.g., depositing inheritance into a joint account).

Transmutation

Converting separate property to marital property through actions (e.g., adding spouse to title).

QDRO

Qualified Domestic Relations Order — required to divide most retirement accounts.

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